Chill Squad Finance: HVAC Financing Made Easy

A broken AC or furnace shouldn't break your budget. At Chill Squad Finance, we believe everyone deserves a comfortable home. **If you have bad credit, no problem!** We work with a network of finance companies to get **just about everyone financed**.

0% Interest & Low-Interest Rates

We've partnered with a network of lenders who specialize in offering flexible and accessible financing options for home systems. This means we can help you find:

  • 0% Interest Refinancing

    For those who qualify, we have access to special offers that can give you a 0% interest rate for a promotional period. This is a powerful tool that allows you to pay down your HVAC system quickly, without having to worry about interest charges.

  • Low-Interest Rates

    Our lenders work with a variety of credit profiles, from excellent to poor, to find the most competitive rates available for your situation. We aim to help you get an affordable monthly payment for your new heating or cooling system.

24 Months Interest-Free Options

A major home repair shouldn't be a financial burden. That's why we also offer options that provide an extended period of interest-free payments. Our **24-month interest-free options** are designed to give you a long-term runway to pay for your new HVAC system without accruing any interest. This can be a game-changer for people who need to replace a failing unit but want to take their time paying it off.

How It Works: Getting a New System is Simple

We've streamlined the financing process to be as simple and stress-free as possible. Here's a brief overview of how it works:

  1. Tell Us About Your Project - Complete our quick and easy online application. We'll ask you for some basic information about the HVAC system you need, and you won't be turned away for your credit score.
  2. Get Your Options - We'll analyze your information and connect you with a variety of offers from our trusted lending partners. You'll get to see what you qualify for without any impact on your credit score.
  3. Choose Your Loan - Review the offers and choose the one that best fits your goals. Our experts are here to walk you through the process and answer any questions you may have.
  4. Finalize & Get Comfortable - Once you've chosen your loan, we'll help you finalize the details and get you on your way to a comfortable home, a new HVAC system, and a better financial future.

Get Started Today!

Don't let bad credit leave you in the heat. We work with different finance companies and get just about everyone financed! Fill out the form below to see what you qualify for in just minutes. There's no obligation and no impact on your credit score.